Real estate appraisal services for homeowners in the city of Gilbert and Maricopa County
The top seven reasons Arizona homeowners hire Carter Appraisal Group L.L.C.:
At Carter Appraisal Group L.L.C., we understand the particular needs of a consumer looking for appraisal services. Our regular business clients get the appraisal process and the customary "products" we deliver to them. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Carter Appraisal Group L.L.C. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in a local area that's going down. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal from Carter Appraisal Group L.L.C. is your strongest weapon when challenging your property tax assessment.
PMI Removal AppraisalsA popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Carter Appraisal Group L.L.C. is experienced in helping clients just like you do away with unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Carter Appraisal Group L.L.C. can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for accuracy? Carter Appraisal Group L.L.C. offers field reviews where we go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.